From a single boutique to a multi-store brand — fast checkout, smart inventory, a synced online store and funding for stock, bundled and set up by one local team.
Slow checkout means walk-outs at peak times.
Overselling, dead stock and manual counts.
Customers want to buy online and pick up in store.
Unclear statements, long leases and high effective rates.
Answer three questions — we'll match the bundle most small & mid-size retailers like yours choose.
Boutiques, gift shops, specialty and lifestyle stores.
Each bundle combines the hardware, software, growth tools and funding that retailers like yours use most. Every piece can be swapped — we'll tailor it.
Boutiques, gift shops, specialty and lifestyle stores.
Busy shops needing barcode speed, label printing and an online store.
Grocers, convenience, liquor, pharmacies with fast lanes.
Chains and brands selling in-store and online.
Sizes, colours and SKUs scanned in a second.
Low-stock alerts, purchase orders, counts.
One catalogue for in-store and online.
Points, discounts and targeted campaigns.
Permissions, timesheets and sales by staff.
Margins, best sellers and dead stock.
Total fees ÷ card sales. We calculate it free from your statement.
In Canada, debit is usually priced per transaction — often far cheaper than credit.
Watch for multi-year equipment leases. Owning or short terms often cost less.
Next-day funding options keep cash flow steady.
Clover Mini or Station Duo on the Register plan is a great value for single stores. Lightspeed Retail and Odoo are ideal when you need advanced inventory, purchase orders, multiple stores or a synced online shop.
Yes. Lightspeed, Odoo and Clover (with integrations) can sync stock between your POS and eCommerce so you never oversell.
Start with a free statement review. We look at your effective rate, pricing model (flat vs interchange-plus), Interac debit fees and any monthly or equipment-lease charges.
Yes — inventory loans and lines of credit help you stock up before busy seasons without draining cash.
Tell us about your store — we'll build the best bundle.
Your request is in. An UrbanPay specialist will review it and get back to you with options — usually within one business day.
Need it sooner? Call +1 604 360 7088
Book a free consultation and a no-obligation demo of the setup that fits your business.
