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Home / Restaurants
For small & mid-size restaurants

Restaurant POS & payments that turn tables faster.

From a 10-seat café to a busy multi-location group — the best terminals, restaurant POS, commission-free online ordering and funding, bundled and set up by one local team.

Find My Setup
Pay-at-table & tipsKitchen display0% commission orderingEquipment financing
$12
The problems we fix

Restaurants lose money in the gaps.

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Slow table turns

Guests wait for the bill and card machine. Pay-at-table fixes it.

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App commissions

Delivery apps can take a large cut of every order.

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Order mistakes

Hand-written tickets and missed modifiers cost food and reviews.

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Hidden fees

Unclear statements, long leases and high effective rates.

Setup finder

Your best-fit restaurant bundle in 60 seconds

60-second setup finder

Find your best setup

Answer three questions — we'll match the bundle most small & mid-size restaurants like yours choose.

1. Your size

2. Your style

Your best match

Café & Quick-Service Starter

Coffee shops, bakeries, takeout, QSR with 1–2 checkouts.

  • Hardware: Clover Mini at the counter + Clover Flex for line-busting
  • Software: Clover Counter Service plan — menus, modifiers, kitchen printing
  • Grow: Commission-free online ordering, digital loyalty punch card & eGift cards
  • Funding: Merchant cash advance for renos or a new espresso machine
Recommended bundles

The best offerings for small & mid-size restaurants

Each bundle combines the hardware, software, growth tools and funding that restaurants like yours use most. Every piece can be swapped — we'll tailor it.

$22.10
Small · 1 location

Café & Quick-Service Starter

Coffee shops, bakeries, takeout, QSR with 1–2 checkouts.

Hardware
Clover Mini at the counter + Clover Flex for line-busting
POS software
Clover Counter Service plan — menus, modifiers, kitchen printing
Grow sales
Commission-free online ordering, digital loyalty punch card & eGift cards
Funding fit
Merchant cash advance for renos or a new espresso machine
Most chosen
$12
Mid · 30–150 seats

Full-Service Restaurant

Dine-in restaurants, bars & pubs that need tables, tabs and pay-at-table.

Hardware
Clover Station Duo + 2–4 Clover Flex or PAX A920 Pro handhelds
POS software
Clover Table Service or TouchBistro — floor plans, coursing, tabs, KDS
Grow sales
QR order-and-pay at tables, branded gift cards, reservations & reviews
Funding fit
Equipment financing for kitchen upgrades
Mid · 2+ locations / high volume

Multi-Location & High-Volume

Growing groups, food courts and busy QSR chains.

Hardware
Self-order kiosks + kitchen display screens + handhelds
POS software
Lightspeed Restaurant or MYR POS — central menus & reporting
Grow sales
Branded app, loyalty and AI campaigns across locations
Funding fit
Expansion loan + inventory financing for new sites
$31
Small · mobile

Food Truck & Pop-Up

Food trucks, markets, catering and event vendors.

Hardware
Clover Flex Pocket or PAX A77 with LTE
POS software
Clover Essentials or Counter Service — quick menus & tips
Grow sales
QR scan-to-pay sign at the window + pay links for catering deposits
Funding fit
Cash advance for a second truck or event season
Must-have features

What your system should do on day one

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Table & floor management

Table maps, coursing, seat numbers and transfers.

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Kitchen display (KDS)

Orders route to the right station — no lost tickets.

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Pay-at-table & split bills

Tips on screen, split by seat or item.

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Own online ordering

Pickup & delivery from your site — no commission.

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Loyalty & gift cards

Bring regulars back more often.

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Menu & labour reports

Know your best sellers and busiest hours.

Save on processing

Small changes that protect your margins

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Know your effective rate

Total fees ÷ card sales. We calculate it free from your statement.

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Push Interac debit

In Canada, debit is usually priced per transaction — often far cheaper than credit.

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Avoid long leases

Watch for multi-year equipment leases. Owning or short terms often cost less.

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Faster deposits

Next-day funding options keep cash flow steady.

FAQ

Restaurant payments, answered

What is the best POS for a small restaurant in Canada?

For cafés and quick-service, Clover (Mini + Flex on a Counter Service plan) is a strong all-in-one choice. For full-service dining, TouchBistro and Clover Table Service lead on floor plans and pay-at-table. Multi-location groups often prefer Lightspeed Restaurant or MYR POS for central menus and reporting.

Can guests pay at the table?

Yes. Handhelds like Clover Flex and PAX A920 Pro let guests tap, insert or swipe at the table, add tips and split bills — no card leaving their sight.

How do I stop paying delivery-app commissions?

Add commission-free ordering on your own website and app with our AI Growth Suite. You keep 100% of those orders and own the customer relationship.

Can you finance kitchen equipment or a renovation?

Yes — equipment loans/leasing and merchant cash advances based on your card sales are popular with restaurants.

Get your restaurant quote

Tell us about your restaurant — we'll build the best bundle.

🔒 Your details stay private and are only used to prepare your quote.

✓

Thanks!

Your request is in. An UrbanPay specialist will review it and get back to you with options — usually within one business day.

Need it sooner? Call +1 604 360 7088

Turn more tables. Keep more margin.

Book a free consultation and a no-obligation demo of the setup that fits your business.

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